These terms and conditions govern your use of the cover4storage website (www.cover4storage.com) and the purchase of insurance through it. Please read them carefully before using the site or purchasing a policy.
cover4storage is a trading name of Sure Wise Limited, a company registered in England and Wales (company number 07432009). Our registered address is Unit 3, Hadleigh Park Business Park, Chapel Lane, Hadleigh, Essex, SS7 2PP.
Sure Wise Limited is authorised and regulated by the Financial Conduct Authority (FCA), Firm Reference Number 618327. You can verify our authorisation on the FCA register at register.fca.org.uk.
Insurance policies arranged through cover4storage are underwritten by Salvation Army General Insurance Corporation (SAGIC).
By accessing and using this website, you agree to these terms. You must not use this site for any unlawful or fraudulent purpose, or in any way that could damage, disable, or impair the site or interfere with other users.
The content on this website is provided for general information purposes only. While we take care to keep information accurate and up to date, we make no warranties about the completeness or accuracy of the content.
When you purchase a policy through cover4storage, you are entering into an insurance contract. The specific terms, conditions, and exclusions of your cover are set out in your Policy Wording document, which is provided at the time of purchase and is available through your online account.
You must ensure that all information you provide when purchasing a policy is accurate and complete. Providing false or misleading information may invalidate your policy and any claim made under it.
You have a duty to take reasonable care not to make a misrepresentation when taking out, renewing, or amending your policy. If you are in any doubt about whether information is material, you should disclose it. Failure to do so may affect your ability to claim.
You have a 14-day cooling-off period from the date your policy begins (or the date you receive your policy documents, if later) during which you may cancel your policy and receive a full refund of your premium, provided no claim has been made. See our Refund Policy for full details.
You may cancel your policy at any time after the cooling-off period. Refunds after this point are issued at our discretion and calculated on a pro-rata basis minus an administration fee, subject to no claims having been made. See our Refund Policy for full details.
All content on this website — including text, graphics, logos, and images — is the property of Sure Wise Limited or its content suppliers and is protected by copyright. You may not reproduce, distribute, or create derivative works from any content on this site without our express written permission.
To the extent permitted by law, Sure Wise Limited excludes all liability for any loss or damage arising from your use of this website. This does not affect any statutory rights you may have as a consumer, nor does it limit our liability for death or personal injury caused by our negligence or fraud.
This site may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites and the inclusion of a link does not constitute our endorsement.
These terms are governed by the laws of England and Wales. Any disputes arising from your use of this website or a policy purchased through it are subject to the exclusive jurisdiction of the courts of England and Wales.
If you have a complaint about our service, please contact us at [email protected] or call 01268 200 060. If we are unable to resolve your complaint to your satisfaction, you may refer it to the Financial Ombudsman Service at financial-ombudsman.org.uk.
We may update these terms from time to time. The current version will always be available on this page, with the date it was last updated shown at the top. Continued use of the site after any update constitutes acceptance of the revised terms.