Student storage insurance

Affordable cover for your belongings between term times, during a year abroad, or over the summer — from £16.50 a year.

✓ From £16.50 a year ✓ No excess, no hidden fees ✓ Instant certificate ✓ FCA regulated
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England, Wales & Scotland · Underwritten by SAGIC

Up to 70% cheaper than your facility FCA regulated — FRN 618327 Underwritten by SAGIC UK-based claims team

When students use self-storage

🎓

End of the academic year

Keep belongings between tenancies rather than moving everything home and back.

✈️

Year abroad or placement

Store the contents of your room for six months to a year while you're away.

☀️

Extended holidays

Long summer trips where you're giving up your room temporarily.

🔑

Between houses

Cover for the gap between leaving one property and getting the keys to the next.

🎿

Seasonal items

Ski gear, snowboards, and heavy winter kit that only come out once or twice a year.

💻

Laptops & electronics

Covered as part of your general contents, up to your chosen sum insured.

Getting a quote as a student

When you get a quote, select "Student Possessions" under "What are you storing?" You'll also be asked whether your storage is an indoor room or lock-up, or a shipping container — cover4storage insures both, though the range of covered perils differs slightly between the two (see our container storage insurance page for the difference).

Up to 70% cheaper

Based on independent research, you can save up to 70% compared to insurance bought from your storage facility.

Instant certificate

Buy online and receive your certificate immediately — accepted at all major UK storage operators.

No excess

No excess on any claim. If your claim is approved, you receive the full payout with nothing deducted.

Cover moves with you

Switch storage facilities during your studies and your cover moves with you — no need to start again.

Common questions about student storage insurance

Do I need to select anything different at quote stage?

Select "Student Possessions" under "What are you storing?" when you get your quote. You'll also be asked whether your storage is an indoor room or lock-up, or a shipping container.

How much does student storage insurance cost?

Policies start from £16.50 a year. The price depends on the total replacement value of what you're storing. See a full price table by cover level.

Does it cover laptops and electronics?

Yes, as part of your general contents cover, up to your chosen sum insured. Set your cover level to the full replacement value of what you're storing, including electronics.

What if I'm storing in a shipping container rather than an indoor unit?

cover4storage insures both indoor storage units and shipping containers. The Container policy has a narrower range of covered perils — it doesn't include storm, flood, or vermin cover. See our container storage insurance page for the full detail.

Get your belongings covered today

Takes a few minutes. Select "Student Possessions" and get your certificate straight away.

Get a quote

Before you buy, please read the Policy Wording and Policy Acceptance Criteria to confirm this policy meets your needs.

From £16.50 a year · No excess · Instant certificate · FCA regulated