Independent insurance for your self-storage unit. Protect everything in your unit against fire, theft, flood, and more — from £16.50 a year.
England, Wales & Scotland · Underwritten by SAGIC
A cover4storage policy covers the contents of your storage unit against the events most likely to cause loss or damage:
Covers damage or total loss caused by fire or explosion in or near your unit.
Covers theft and attempted theft with evidence of forced entry to the facility or your unit.
Covers storm and flood damage, and weight of snow. Applies to Facility policies; not included under Container policies.
Burst pipes, leaking tanks, and escape of water from fixed apparatus. Facility policies only.
Covers damage caused by impact from a vehicle, aircraft, or animal.
Covers deliberate damage, including riot, civil commotion, and vandalism.
Damage from falling trees, telegraph poles, lamp posts, and structural collapse or subsidence of the building.
Smoke damage to your stored belongings.
Based on independent research, you can save up to 70% compared to insurance bought from your storage facility.
Buy your policy online and receive your certificate immediately — accepted at all major UK storage operators.
No excess on any claim. If your claim is approved, you receive the full payout with nothing deducted.
Your policy travels with you. Switch storage facilities and your cover moves with you — no need to start again.
Most storage facilities in the UK require proof of insurance as a condition of rental. Even where it isn't compulsory, your belongings are your responsibility — storage providers take very limited liability for loss or damage. Read more about whether storage insurance is compulsory.
Policies start from £16.50 a year for £3,000 of cover. The price depends on the total replacement value of what you're storing. See a full price table by cover level.
Yes — as long as the facility is purpose-built for self-storage, located in England, Wales, or Scotland, and has CCTV and fire alarms in place. This includes indoor storage units and storage containers. Your certificate is issued instantly, so if your facility asks for proof of insurance you can show it straight away.
No. There is no excess on any cover4storage policy. If your claim is approved, you receive the full amount — nothing is deducted. Some other providers carry a £250 excess, so this is worth checking before you buy.
Usually not in full. Most home contents policies either exclude off-site storage or cover it partially — often limited to 10% of your total sum insured and specific events only. Read our full comparison of storage insurance vs home contents.
Takes a few minutes. Enter the value of what you're storing and get your certificate straight away.
Get a quoteBefore you buy, please read the Policy Wording and Policy Acceptance Criteria to confirm this policy meets your needs.
From £16.50 a year · No excess · Instant certificate · FCA regulated