From £16.50 a year — around 32p a week
Up to 70% cheaper than buying from your storage facility. Full cover. No excess. No hidden fees. Instant certificate.
Get an instant quoteFCA regulated · Underwritten by SAGIC · England, Wales & Scotland
Prices include Insurance Premium Tax (IPT). There is no excess on any claim.
| Cover level | Annual price | Per month |
|---|---|---|
| £3,000 | £16.50 | £1.38 |
| £5,000 | from £25.35 | from £2.11 |
| £8,000 | from £38.16 | from £3.18 |
| £10,000 | from £49.80 | from £4.15 |
| £15,000 | from £70.32 | from £5.86 |
| £20,000 | from £91.68 | from £7.64 |
Sample annual prices as at June 2026, including IPT. Your exact price may vary — use the quote tool for a precise figure.
We regularly check the market. Here's how our prices compare to other independent providers — and why the no-excess policy matters.
| Cover level | Duration | cover4storage | GM Store Insure | Insurastore |
|---|---|---|---|---|
| £5,000 | 3 months | £25.35 | £27.38 | £35.36 |
| £10,000 | 3 months | £49.80 | £47.77 | £69.43 |
| £5,000 | 6 months | £40.56 | £46.31 | £68.90 |
| £10,000 | 6 months | £79.68 | £85.62 | £140.40 |
Prices include IPT. Last checked May 2026. Sample quotes only. Important: GM Store Insure policies carry a £250 excess. cover4storage has no excess — what you claim is what you receive.
The real saving vs your storage facility
Independent research by Proinsight (July 2025) found that cover4storage customers save up to 70% compared to insurance bought directly from their storage facility. A typical facility charges £60–£100 a year for the same level of cover we provide from around £25. See the full comparison.
A low price doesn't mean reduced cover. Every cover4storage policy covers the events most likely to cause loss or damage to your stored belongings:
Covers damage or total loss caused by fire or explosion in or near your unit.
Covers theft and attempted theft with evidence of forced entry.
Covers storm and flood damage, and weight of snow. Facility policy; not included under Container policies.
Burst pipes, leaking tanks, and escape of water from fixed apparatus. Facility policy only.
Covers damage caused by impact from a vehicle, aircraft, or animal.
Covers deliberate damage, including riot, civil commotion, and vandalism.
Lower price doesn't mean lower quality. The saving comes from how we sell — not from cutting the cover.
We sell directly to you. There's no storage facility, broker, or aggregator taking a cut — so the price you see is the price you pay.
Self-storage insurance is all we do. That focus keeps overheads low and lets us offer the best price on the specific product you need.
cover4storage is authorised and regulated by the Financial Conduct Authority (FRN 618327) and underwritten by SAGIC — a specialist insurer whose profits support The Salvation Army.
Storing in a container, running a business, or just moved out of halls? We're the cheapest option across every type of storage insurance we offer.
cover4storage starts from £16.50 a year — around 32p a week — for £3,000 of cover — consistently among the cheapest available in the UK. There is no excess on any claim, which means the effective cost of a claim is also lower than competitors who charge a £250 excess.
Yes. cover4storage is a trading name of Sure Wise Limited, authorised and regulated by the Financial Conduct Authority. FCA Firm Reference Number: 618327. The policy is underwritten by SAGIC. Lower price reflects direct selling — not reduced regulation or reduced cover.
Storage facilities are not insurance companies. They resell insurance as an add-on, often with a significant mark-up. You're paying for the convenience of their offering — not better cover. Independent research consistently shows facility-sold policies cost 2–3× the price of equivalent specialist cover.
Yes. You are entitled to arrange independent insurance for your storage unit. Your facility cannot require you to buy from them. A cover4storage certificate is accepted at all major UK storage operators. If your facility questions it, ask them to confirm — FCA-regulated policies are widely accepted across the industry.
Takes a few minutes. Just enter the value of what you're storing — no personal details required upfront.
Get an instant quoteBefore you buy, please read the Policy Wording and Policy Acceptance Criteria to confirm this policy meets your needs.
From £16.50 a year · No excess · Instant certificate · FCA regulated