Independent cover for stock, tools, machinery and plant kept in a self-storage unit. Select Business/Commercial Possessions to include personal and business contents in one policy — from £16.50 a year.
England, Wales & Scotland · Underwritten by SAGIC
Select Business/Commercial Possessions when you get your quote, and your policy covers business and commercial contents stored in a qualifying self-storage unit — alongside personal contents under the same policy if your unit holds a mix of both.
Overstocked or seasonal product held in your unit, covered against fire, theft, and the other events listed on our What's Covered page.
Trade tools and display equipment stored between jobs or seasons.
Machinery and plant kept in a purpose-built, qualifying self-storage unit.
The same range of events covered on personal policies — see our full What's Covered page.
Storing a mix of personal and business items? Select Business/Commercial Possessions at quote stage and one policy covers both — no need for two separate products.
No excess on any claim, personal or commercial. Approved claims are paid in full.
Before you store commercial stock: for any commercial goods or stock, you must be able to provide proof of purchase — receipts for all items — in the event of a claim. Without purchase receipts, a claim for commercial items cannot be considered. Business stock is settled at current market value at the time of the claim. Read the full detail on proof of purchase and valuation.
Based on independent research, you can save up to 70% compared to insurance bought from your storage facility.
Select Business/Commercial Possessions and personal and business contents are covered together — no need to buy two separate policies for a mixed-use unit.
Buy online and receive your certificate immediately — accepted at all major UK storage operators.
No excess on any claim. If your claim is approved, you receive the full payout with nothing deducted.
Please note: a cover4storage policy covers contents in your storage unit only. It does not replace general business insurance, employer's liability, public liability, or cover for goods held at your premises or in transit.
Yes, when you select Business/Commercial Possessions at quote stage. This brings machinery, stock, tools, and plant into your policy, stored in a qualifying self-storage unit. If you are storing commercial goods or stock, you must be able to provide proof of purchase — receipts for all items — in the event of a claim. Read the full guide to business storage insurance.
No separate policy is needed — it's still one policy and one premium. You do need to select Business/Commercial Possessions when you get your quote so business and personal contents are both included. The key requirement for any commercial stock is that you can produce proof of purchase receipts for all items if you need to claim.
For commercial goods or stock, the basis of settlement is the current market value at the time of the claim. You must provide purchase receipts for all commercial items claimed — without these, the claim cannot be considered.
No. A cover4storage policy covers contents in your storage unit only. It does not replace general business insurance, employer's liability, public liability, or other commercial policies covering your premises or goods in transit.
Policies start from £16.50 a year. The price depends on the total replacement value of what you're storing, personal and business combined. See a full price table by cover level.
Takes a few minutes. Enter the value of what you're storing — personal and business combined — and get your certificate straight away.
Get a quoteBefore you buy, please read the Policy Wording and Policy Acceptance Criteria to confirm this policy meets your needs.
From £16.50 a year · No excess · Instant certificate · FCA regulated